TODAY'S SIGNAL
Blackwell Ultra confirmed. 12-month backlog. Gross margin at record high.
Five layers. One decision.
Each layer does its job. All you see is the recommendation that fits — no noise, no editorial opinions.
Data Research
Earnings, news, fundamentals. Pulled from 5,000+ European and American assets. Clean and ready for the models.
Quantitative models
The same models used by UBS, MyInvestor and Bancolombia. Calibrated over a decade with institutional data.
Conversational layer
Lorentz reads your portfolio and answers your questions with real data. Can NVIDIA survive a bad quarter? What if I sell Apple?
Paper Portfolio
Test moves without risking your money. Simulate trades, compare scenarios and measure risk before executing.
Investor profile
Your goals, horizon and risk tolerance fine-tune every recommendation. Nothing generic — everything fits you.
A morning with your analyst.
Every day.
While you sleep, someone is reviewing for you.
Your analyst reads earnings, models scenarios and filters noise. All night. Without you asking.
At dawn, your brief on the desk.
One clear recommendation, with thesis and risk. The same brief a private banker would hand you in five minutes — without the small talk.
Ask whatever you want.
Can NVIDIA survive a bad quarter? What if I sell Apple? Answers with real data, knowing your portfolio, no newsroom opinions.
Margen al 76%, backlog de 12 mesesy diversificación de clientes >40%. Resiste un trimestre flojo sin romper la tesis.
AAPL pesa 22% en tu cartera. Vendiendo, tu exposición tech baja del 48% al 26%. Ganas diversificación.
And watches over your wealth.
Flags any drift, rising risk, or a fresh signal touching something you already hold.
Not another AI fintech app.
If you've seen Magnifi or Portfolio Pilot, we're playing a different game. Here's why.
Institutional heritage
Ten years powering European asset managers: UBS, MyInvestor, Bancolombia, Palatine AM. The engine that already generates alpha at scale, now in your pocket.
European-first
IBEX, CAC 40, DAX, MIB, AEX. Plus S&P and Nasdaq. We're not another translated US app — we understand your broker, your tax framework, your market.
Zero conflict of interest
We don't run a broker. We don't take per-trade commissions. We don't sell funds. A flat subscription is our only revenue. You're the client, not the product.
Read-only. We don't touch your money.
Many brokers. One portfolio.
Connect your accounts and see all your holdings in one place.
TRUST
An advisor with nothing to sell you.
F3RMI doesn't manage your money. Doesn't push funds. Doesn't take a cut on your trades. Only helps you understand them.
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